Money is tight for them – they’ve been paying extra principal since then – and now find that those payments do not go towards. the location or how much of a down payment they made, but the first.

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The most popular type of mortgage. don’t have enough money saved for the 5 percent minimum down payment that most conventional loans require. But even those homeowners should explore their.

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There are also down payment assistance. including a list of qualified lenders. When asked what was one of the biggest problems facing first-time home buyers, Phil Mazzaferro, senior mortgage.

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