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Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London Interbank Offered Rate (LIBOR). Bank of America ARMs use LIBOR as the basis for ARM interest rate adjustments.

Mortgage Company in Florida. Sourcing a reliable mortgage company may seem intimidating at first. After all, you’re now ready to upgrade to a larger home, or perhaps you’re about to purchase your first home. It only makes sense that you want to work with a company that can deliver and guide.

See Also: LIBOR Prime Lending Rate Interest Expense Interest Rate Swaps Federal Funds Rate Libor versus Prime Rate. The London Interbank Offered Rate (Libor) and the US Prime Rate are both benchmark interest rates.Both rates are used as reference rates for various lending and borrowing transactions. (For current and historical rates, see the links below.)

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Mortgage-X compiles historical values for the indexes which are widely used on adjustable rate mortgages (ARMs): Historical Data. Mortgage Professionals Offering LIBOR-indexed Loans: If you are looking for a LIBOR-indexed ARM and need more information or advice, we invite you to take advantage of our database of the most competitive lenders.

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Our Process At Riverview Mortgage, we are committed to giving you the individual attention you deserve. We offer you fast, dependable service with a personal approach. This means involvement from the first step to the last, with the Riverview Mortgage staff working according to your schedule.

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Mortgage is a conventional, full amortizing mortgage and the mortgage term may not extend beyond 30 years from the note date or from the effective date of permanent financing for a Construction Conversion or Renovation Mortgage. Mortgage must comply with the maximum original loan amounts stated in Guide Section 4203.3 in effect on the delivery date