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A mortgage is a legal document you sign when you buy or refinance a home that gives the lender the right to take the property if you don't repay.

From Anglo-Norman morgage, Middle French mortgage, from Old French mort gage (“death pledge”), after a translation of judicial Medieval Latin mortuum.

A mortgage is a loan in which your house functions as the collateral. Learn about mortgages in this article from HowStuffWorks.

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Use our mortgage calculator to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see.

Interest rates adjust periodically with a variable rate mortgage, which means repayments may change throughout the loan term. Usually, the interest rate changes in relation to another rate – the Bank of England’s base rate is very influential on variable interest rates, as is the base rate of each lender.

mortgage (mrgj) n. 1. A loan for the purchase of real property, secured by a lien on the property. 2. The document specifying the terms and conditions of the repayment of such a loan. 3. The repayment obligation associated with such a loan: a family who cannot afford their mortgage. 4. The right.

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If you plan to buy a home and don't have the cash to pay for it outright, then you need a mortgage. Lenders define mortgage as the money you.