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Rather than selling the property to get that cash, one option to receive extra funds is through a reverse mortgage. Russell Preston Loan Officer | NMLS # 293466 Southeast Houston Hometrust Mortgage Company Mortgage Professional Reviews. Bankrate.com’s mortgage loan calculator can help you factor in PITI and HOA fees. You also can adjust your.

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Mortgage insurance – also called private mortgage insurance (PMI) – is a premium borrowers pay for the extra risk lenders must take when a down payment is less than 20 percent. But even if you have a smaller down payment, there are PMI alternatives. Below is a breakdown of different types of mortgage insurance and tips on how to avoid PMI.

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